Buffet’s Secret & Factor Investing

Buffet’s Secret & Factor Investing

This article reveals Warren Buffet’s “secret sauce”, and how the same principles of factor investing is used to construct ViniyogIndia.com’s Core Multifactor Portfolios.

India is staring at a retirement time-bomb, are you prepared?

India is staring at a retirement time-bomb, are you prepared?

By 2050, India will be home to one of the largest populations of retirees in the world, with a massive retirement shortfall of 85B USD est.

How to be a millionaire in India, investing only ₹1500 a month!

How to be a millionaire in India, investing only ₹1500 a month!

This article provides a simple strategy following which you can potentially build a million dollar portfolio by investing as little as 1500 rupees a month

5 reasons why financial planning is a must in India

5 reasons why financial planning is a must in India

Financial planning & investment advisory are generally misunderstood and under-estimated concepts in India. In todays age of Google where everything is a click away, we provide 5 arguments why we feel financial planning and investing are subjects best left to professionals.

5 common mistakes to avoid in stock market

5 common mistakes to avoid in stock market

Knowing common mistakes to avoid in stock market can save you from permanent loss of capital. The importance of capital preservation in investing, as pointed out by legends like Warren Buffett, is paramount. In this post, we present 5 mistakes to avoid in stock market.

Why to say NO to ULIP and Endowment Policy

Why to say NO to ULIP and Endowment Policy

ULIP and Endowment Policies offer sub-optimal combination of insurance and investment products. In this article we review their limitations and propose an alternative.

The biggest secret to wealth creation

The biggest secret to wealth creation

What is the biggest secret to wealth creation? The answer lies hidden in an ancient Indian chess puzzle devised by the inventor of the game.

Importance of market timing & picking right time to buy stocks

Importance of market timing & picking right time to buy stocks

Large section of retail investors relentlessly try to time the market. How effective is it in improving long term returns?

Estimate corpus using a simple retirement calculator

Estimate corpus using a simple retirement calculator

This post provides a step-by-step guide on how to estimate retirement corpus for an individual, and concludes by presenting a downloadable retirement calculator that can be used in India.

Historical returns on asset classes in India

Historical returns on asset classes in India

Article analyses historical returns of asset classes in India over 39 years, starting 1981. Asset classes studied are Stocks, Gold & FD.