Premium Investment Advisory service. Unique research methodology combining Quantitative Factor Investing & Fundamental Analysis.
Now invest in our Quantitative digital portfolios directly through your preferred broker. Ready to buy smallcases available with over 11 broker platforms
Special offers & packages if you are above 40 years of age. We understand your special needs.
Stock Advisory by SEBI Registered Investment Advisor
Get reliable Advice from one of the Best Stock Advisor in India
Yet, most investors have failed to create wealth from stocks. Behavioral biases, poor advice, costs are some of the key reasons that stood in the way.
Qualified, reliable and qualified professional advice is key to sustainable wealth creation for the small investors.
Why choose our Stock Advisory Service?
Unique stock research methodology, using combination of quantitative factor models, machine learning and fundamental analysis.
Better Risk Management through multi-asset, multi-factor, multi-strategy approach.
Long term stock advisory (Potential Multi-baggers) supported by detailed research reports.
Short term stock advisory based on quantitative factor models and machine learning, eliminating behavioral biases. Strategies tested for exclusively Indian markets against large volume of past data (10-15 years, based on strategy)
Most competitively priced Stock Advisor service, with minimal and explicit fees
Personalized allocation plan based on Risk Profiling
Loads of Freebies. Free existing stock portfolio review. Free basic Financial Plan, covering Retirement Plan and Life Insurance Plan. Market highlights, stock-tips & many more…
Premium Stock Market Advisory Services Plans & Pricing
A long-term portfolio of 15 high-quality businesses that has potential to become multi-baggers and create in the long-term. Typical holding period – 1 year or more. Detailed research reports supporting each recommendation.*
Portfolio of 10 stocks that has potential to beat market returns in the short term. Typical holding period 2-3 months, with stocks replaced and rebalanced quarterly. Based on Quant Multi-Factor Models.*
All-in-one Stock Advisory
All benefits of the above two offerings, plus Personalized Investment Advisory, covering personalized portfolio design based on Investor Risk Profiling.*
Momentum Investing smallcase
Short-term momentum strategy. Similar to the Short-Term plan, except that it is offered through the smallcase platform & fees are AuM** based. Benefits of smallcase is that it offers one-touch investing (no need to individually buy/sell stocks) and it is integrated with 11 broker platforms.
*All services, excluding smallcases, include Basic Financial Planning worth Rs. 1499 absolutely FREE! ** Asset Under Management.
|At the beginning of the month||Received during the month||Resolved during the month||Pending at the end of the month||Reasons for pendency|
Yet 90% of Indians prefer FDs to Stocks! Those who chose FDs over equities in the eighties, have 95% less wealth today than those who chose to invest in equities.
With inflation moderating, equities are likely to generate 10-12% CAGR over long term going forward. Properly invested, Indian middle class have the opportunity to make huge amount on wealth in their lifetime.
Are Mutual Funds best route to investing in Stocks?
Over long term, diversified equity mutual funds tends to outperform most fixed income securities, albeit not by large margin. For diversified equity mutual funds 10-12% pre-tax returns over long-term is very reasonable, although most retail investors fail to achieve these returns due to behavioral biases.
Investors desirous of higher returns and having greater risk appetite should explore direct route, either after thorough research, or guided by professional investment advisors.
This is where our Stock Advisory service can help.
What kind of behavioral biases prevent investors from attaining market returns?
In US, over the 30 year period ending in 2013, S&P500 index had produced an annual total return of 11.1%, while the average stock mutual fund investor earned only 3.69%. Around 6% of this under-performance was due to Investors making poor timing decisions, while costs accounted for the remaining 1.4%.
There is a strong propensity for investors to buy near market highs and sell near market bottoms. Take this example:
The best performing equity fund from 2000 through 2010 in US (CGM Focus (CGMFX)) had an average annual return of 18.2%, according to Morningstar. During the same time, the fund’s typical shareholder lost 10%! Investors, motivated by greed and fear, poured $2.6 billion into the fund in 2007 when it was up over 80%. In 2008, when the fund was down 48%, investors redeemed over $750 million.
Rule-based investing, following quantitative models, using automated and properly designed software systems, eliminates behavioral biases. (Systematic Investment Plans or Mutual Fund SIPs also eliminates impact of behavioral biases)
What kind of costs impact investor returns?
Also, estimated 80% of the Mutual Funds sold are Regular Plans while only 20% are Direct Plans. Regular Plans include a commission of around 0.5% which is charged by the distributors.
If you are buying mutual funds online, please be careful to purchase ‘Direct Plans’ instead of ‘Regular Plans’. Also, if you are seeking guidance from an advisor, be careful not to overpay.
How does ViniyogIndia.com’s fees compare with the Best Stock Advisor in India?
We offer most competitive price-plan, at the same time, do not compromise on quality of research. We have been building our software systems over the past 2 years, our subscribers can now have the opportunity to benefit from it at a very low price.
– At Rs. 5499/year, our “Potential Multi-baggers” plan is most competitively priced service in the market.
– Plus, you get Basic Financial Plan, worth Rs. 1499 FREE!
– And this is excludes any seasonal discounts.
|Multibaggershares.com||2.5L for 3 years|
|Purnartha.com||0.6% + 20% profits|
Is Value Investing the best strategy for Indian Stock Market?
While market efficiency remains a myth, every market is different: Factors that worked well in the US, may not necessarily work in India. Understanding of which factors work well in Indian markets is key, and the only way to figure that out is to back-test strategies over a sizable past data.
At ViniyogIndia.com, we systematically test the known and unknown factors using in-house software and incorporate the successful tests into our model while rejecting the unsuccessful ones.
What is Quantitative Factor Investing?
Simply put, factor can be considered as a quantitative representation of a qualitative theme that can be used to explain asset returns.
A simple example is Capital Asset Pricing Model or CAPM, which says, expected return of an asset is Risk Free Rate, plus a constant times market risk premium (expected market returns minus risk free rate)
Ri = Rf +βi(Rm – Rf)
Ri – Rf =αi +βi,m(Rm – Rf) + βi,SMB(SMB) + βi,HML(HML) + βi,WML(WML) + εi
α is the intercept of the regression line; (SMB) is the return of the size factor, Small Minus Big; (HML) is the return of the value factor, High Minus Low, (WML) is the return of the momentum factor, Winner Minus Looser; ε is the residual of the regression model
Does your Premium Stock Advisory Services offer 100% guaranteed returns, with Free Trials?
Entities offering 100% guaranteed returns with free trials are usually scammers and you should stay away from it. Below is how they operate:
First they grab a list of people who trade in stocks. Such lists can be easily purchased at nominal price. Next, they send bulk SMS with their 3 days (or X days) FREE trail offer with 100% hits else money back guaranteed.
Let’s say they SMS 2 Lakh individuals and 1% fall for it, which is 2000 people. Next, they divide this 2000 people into 2 groups thousand each – A & B. To Group A they send a BUY recommendation on stock X, while to Group B they recommend a SELL on the same stock! Of course one of the tips would work, after which they stop communicating to the group where the tip did not work.
Next they take the 1000 people left, divide them again into groups of 500 and repeat the process. At the end of the 3rd day they will be left with a group of 250 people from the 2000 initially subscribed, who have received 3 consecutive successful tips.
Assume subscription fees of Rs 20,000, the person operating this scam has made a cool 50 Lakhs in 3 days with very little effort. Needless to say, the quality of actual stock tips received during the subscription period is useless. These are carefully crafted scams and you should stay away from it.
Does the Stock Advisor hold positions in the stocks recommended?
Arguably the best stock advisor in India for the 40 plus investor
Too many people these days speak of getting burnt out because of working 13-14 hours a day and feel that their careers are taxing them mentally, emotionally and physically. On the other hand, organizations are increasingly letting go of older employees and replacing them with younger people at a lower cost. 50 is the new retirement age, but have we planned for it?
Keeping this in mind, we offer special attention to the 40+ investor. If you are above 40, then we are probably the best stock advisory service in India for you.
Our offers include selective, need-based cashbacks ranging from 10-25% on subscriptions, dedicated session with advisor for those in need, discounts on comprehensive planning package, among others.
For the 40+, we are arguably the best share market advisor in India