Stock Advisory by SEBI Registered Investment Advisor

Stock Advisory by SEBI Registered Investment Advisor

Get Reliable Investment Advice from Professional Stock Advisor

Over the past 4 decades, Sensex has grown at over 17% CAGR. 1L rupee invested in Sensex in 1981 is worth around 5 crores today. Equity has been the best asset class to create sustainable wealth over long-term.

Yet, most investors have failed to create wealth from stocks. Behavioral biases, poor advice, costs are some of the key reasons that stood in the way.

Indian Equity Markets are going through a challenging phase now. Popular strategies like value investing have fared poorly over the past decade. Mutual fund returns have averaged around 8-9% before tax over past 5 years, making fixed income, tax-incentivized instruments such as PPF more attractive.

For most small investors, reliable, qualified professional advice is key to sustainable wealth creation going forward.

Why choose our Investment Advisory Service?

Reliable advice, offered by SEBI registered investment advisor

Unique stock research methodology, using combination of quantitative factor models, machine learning and fundamental analysis.
Better Risk Management through multi-asset, multi-factor, multi-strategy approach.

Long term stock advisory (Potential Multi-baggers) supported by detailed research reports.

Short term stock advisory based on quantitative factor models and machine learning, eliminating behavioral biases. Strategies tested for exclusively Indian markets against large volume of past data (10-15 years, based on strategy)

Most competitively priced Stock Advisor service, with minimal and explicit fees

Personalized allocation plan based on Risk Profiling

Loads of Freebies. Free existing stock portfolio review. Free basic Financial Plan, covering Retirement Plan and Life Insurance Plan. Market highlights, stock-tips & many more…

Premium Advisory Services Plans & Pricing

Potential Multi-baggers
A long-term portfolio of 15 high-quality businesses that has potential to become multi-baggers and create in the long-term. Typical holding period – 1 year or more. Detailed research reports supporting each recommendation.*

Short-Term Stocks
Portfolio of 10 stocks that has potential to beat market returns in the short term. Typical holding period 2-3 months, with stocks replaced and rebalanced quarterly. Based on Quant Multi-Factor Models.*

All-in-one Stock Advisory
All benefits of the above two offerings, plus Personalized Investment Advisory, covering personalized portfolio design based on Investor Risk Profiling.*

*All services include Basic Financial Planning worth Rs. 1499 absolutely FREE!

Multi-baggers

5499year
  • 15 stocks / year

  • 1+ year holding

  • Detailed research reports

  • Exit calls

  • Free Financial Plan

Short-Term

5999year
  • 10 stocks / quarter

  • 2-3 month holding

  • Quant Factor Models

  • Exit calls

  • Free Financial Plan

All-in-One

9999year
  • Full access

  • Personalized Portfolio Design

  • Free Financial Plan

Feedback on our stock advisory services

Provided historical and past stock reports are good in content quality…
Narendar Sharma, Delhi

Quality of stock reports is good, however, please make the website (Premium section) more accessible…
Bala Ganeshan, UK

Very insightful information indeed. Really glad for keeping the service charges bare minimum…
ArthikDisha.com

Good research analysis. Keep it up!
Narayan Chandrani

Quality of research is really good! … Also, personalized advisory was very comprehensuve… – J. Dutta, Kolkata

At the beginning of the monthReceived during the monthResolved during the monthPending at the end of the monthReasons for pendency
0000
Number of complaints as on December, 2020

Money back guarantee

Subscribers are free to cancel their subscription anytime within the first 30 days of subscription, and receive 100% refund in case they are unhappy with our Stock Advisory service. No questions asked.

Why invest in stocks?

Stocks grew by 17.1% in the past 39 years, against 9.15% for Gold and 9.38% for Fixed Deposits (before tax). Rs 1 Lakh invested in the Sensex in 1981 is worth around 4.67 crores today, against 30 Lakhs for Gold & 33 Lakhs for FDs (around 15 Lakhs after tax at 25%).

Yet 90% of Indians prefer FDs to Stocks! Those who chose FDs over equities in the eighties, have 95% less wealth today than those who chose to invest in equities.

With inflation moderating, equities are likely to generate 10-12% CAGR over long term going forward. Properly invested, Indian middle class have the opportunity to make huge amount on wealth in their lifetime.

Are Mutual Funds best route to investing in Stocks?

Left-hand side chart shows category average Mutual Fund returns in India as of end 2019, as reported by Morningstar. Most fund categories generated ~8% per year before tax for the previous 5 years. This is comparable to Fixed Income products such as PPF, which is tax free, and Government Bonds.

Over long term, diversified equity mutual funds tends to outperform most fixed income securities, albeit not by large margin. For diversified equity mutual funds 10-12% pre-tax returns over long-term is very reasonable, although most retail investors fail to achieve these returns due to behavioral biases.

Investors desirous of higher returns and having greater risk appetite should explore direct route, either after thorough research, or guided by professional investment advisors.
This is where our Stock Advisory service can help.

What kind of behavioral biases prevent investors from attaining market returns?

Multiple studies have confirmed that human emotions negatively impact investment decisions.

In US, over the 30 year period ending in 2013, S&P500 index had produced an annual total return of 11.1%, while the average stock mutual fund investor earned only 3.69%. Around 6% of this under-performance was due to Investors making poor timing decisions, while costs accounted for the remaining 1.4%.

There is a strong propensity for investors to buy near market highs and sell near market bottoms. Take this example:
The best performing equity fund from 2000 through 2010 in US (CGM Focus (CGMFX)) had an average annual return of 18.2%, according to Morningstar. During the same time, the fund’s typical shareholder lost 10%! Investors, motivated by greed and fear, poured $2.6 billion into the fund in 2007 when it was up over 80%. In 2008, when the fund was down 48%, investors redeemed over $750 million.

Rule-based investing, following quantitative models, using automated and properly designed software systems, eliminates behavioral biases. (Systematic Investment Plans or Mutual Fund SIPs also eliminates impact of behavioral biases)

What kind of costs impact investor returns?

In India, Equity Mutual Funds charge up-to 2.25% of assets as fees. For a 10 Lakhs portfolio, this amounts to an annual cost up to 22,500 rupees which is deducted from investors account every year.

Also, estimated 80% of the Mutual Funds sold are Regular Plans while only 20% are Direct Plans. Regular Plans include a commission of around 0.5% which is charged by the distributors.

If you are buying mutual funds online, please be careful to purchase ‘Direct Plans’ instead of ‘Regular Plans’. Also, if you are seeking guidance from an advisor, be careful not to overpay.

How does ViniyogIndia.com’s fees compare with the Best Stock Advisor Websites in India?

We offer most competitive price-plan, at the same time, do not compromise on quality of research. We have been building our software systems over the past 2 years, our subscribers can now have the opportunity to benefit from it at a very low price.

At Rs. 5499/year, our “Potential Multi-baggers” plan is most competitively priced service in the market.

Plus, you get Basic Financial Plan, worth Rs. 1499 FREE!

And this is excludes any seasonal discounts.
AdvisorPricing
Stockaxis.com25,000
Prudentequity.com21,500
Researchranking.com20,000
Stalwartvalue.com20,000
Stallionasset.com14,999
Valueresearch.com9,950 (5950)
Multibaggershares.com2.5L for 3 years
Purnartha.com0.6% + 20% profits
Indicative fees of Best stock advisors in India

Is Value Investing the best strategy for Indian Stock Market?

best investment advisor india
Value Investing is a very popular strategy particularly within the retail investor community in India. However, if we go by hard data, value investing hasn’t worked in India for the past 10 years. Credible research further suggests, investing in small-sized stocks, another popular strategy, does not work in India. And if you are considering to invest in high beta stocks, a strategy that is frequently discussed in TV channels, the story gets even worse. None of these three popular strategies worked in the Indian markets in the past decade!

While market efficiency remains a myth, every market is different: Factors that worked well in the US, may not necessarily work in India. Understanding of which factors work well in Indian markets is key, and the only way to figure that out is to back-test strategies over a sizable past data.

At ViniyogIndia.com, we systematically test the known and unknown factors using in-house software and incorporate the successful tests into our model while rejecting the unsuccessful ones.

What are Quantitative Factor Models?

Factor models (or multi-factor models) are financial models (represented by mathematical equations) employed to explain asset prices, such as an individual securities (for e.g. stock) or a portfolio of securities (or stocks).

A simple example is Capital Asset Pricing Model or CAPM, which says, expected return of an asset is Risk Free Rate, plus a constant times market risk premium (expected market returns minus risk free rate)
Despite its popularity, CAPM is simplistic and is often criticized for its inability of explain asset returns based on empirical data. In particular, multiple studies indicated that value stocks and small cap stocks tends to outperform growth and large cap stocks respectively. This led Kenneth French and Eugene Fama to come up with a 3 Factor model that had value and size as two additional factors. Mark Carhart subsequently added a fourth factor, which was the momentum factor.
Subsequently, many more factors have been identified to explain asset returns and newer factors are getting discovered by academia and industry alike. These factors can be used to develop models for systematic, rule-based trading, using software programs.

Does your Premium Stock Advisory Services offer 100% guaranteed returns, with Free Trials?

NO. We can NOT and do NOT guarantee any future returns. However, you can unsubscribe anytime within first 30 days and take full refund if not satisfied.

Entities offering 100% guaranteed returns with free trials are usually scammers and you should stay away from it. Below is how they operate:

First they grab a list of people who trade in stocks. Such lists can be easily purchased at nominal price. Next, they send bulk SMS with their 3 days (or X days) FREE trail offer with 100% hits else money back guaranteed.

Let’s say they SMS 2 Lakh individuals and 1% fall for it, which is 2000 people. Next, they divide this 2000 people into 2 groups thousand each – A & B. To Group A they send a BUY recommendation on stock X, while to Group B they recommend a SELL on the same stock! Of course one of the tips would work, after which they stop communicating to the group where the tip did not work.

Next they take the 1000 people left, divide them again into groups of 500 and repeat the process. At the end of the 3rd day they will be left with a group of 250 people from the 2000 initially subscribed, who have received 3 consecutive successful tips.

Assume subscription fees of Rs 20,000, the person operating this scam has made a cool 50 Lakhs in 3 days with very little effort. Needless to say, the quality of actual stock tips received during the subscription period is useless. These are carefully crafted scams and you should stay away from it.

What has been the historical performance of Stock Advisory service?

Over the past 12 months, Long Term portfolio gained by 49% compared to 28% for Nifty Small-cap 250 TRI and 26% for Nifty Mid-cap 150 TRI. Nifty 50 TRI returned 14%.

During the same period, Mutual Fund category average returns stood at 25% and 30% for Midcap and Small-cap Funds respectively. Large-cap Fund average returns were 12%.

Please note, past performance is no guarantee of future returns. Overall objective is to generate 18-20% per year on average, over long-term, by investing in quality businesses.
stock advisory past performance

Do you hold positions in the stocks recommended?

We do trade/invest with our own money, therefore, we may or may not have position in the recommended stocks. Suffices to say that we may be an interested party, so please evaluate / validate recommendations before investing. Please read our full disclosure and disclaimer.